1989 Opal St, Banning, CA 92220 Property Records

Riverside County property record for 1989 Opal St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,195 sqft · built 2021
Lot Size	0.187 acres (8,167 sqft)
Owner	Individual Name on File
Last Sale	$409,500 (Nov 2021)
Tax Bill	$8,231 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408-590-032`

Property Details

APN / Parcel Number

Primary APN	`408-590-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,195 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Lot Area	8,167 sqft (0.187 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	408590032
Street Address	1989 OPAL ST
City	BANNING
State	CA
Zip	92220-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.18745266 ACREAGEQUALCODE ML LOT 85 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390
Legal Tract	37390
Legal Lot Number	85
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1018
Census Tract	44103

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1989 OPAL ST, BANNING, CA 92220-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021-0671023
Record Updated	Jun 8, 2026

November 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 10, 2021
Property Address	1989 OPAL ST, BANNING, CA 92220-1016
Document Number	0000671023
Map Reference	MB 474 PG 79-87
Instrument Date	Oct 20, 2021
Instrument	2021-0671023
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 OPAL ST, BANNING, CA 92220-1016

Mortgage

Document Number	0000671024
Date	Nov 10, 2021
Instrument	2021-0671024

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,231.00 (+0.44%)	$434,377 (+4.04%) Land $79,590 Building $354,787
2023	$8,195.00 (+2.07%)	$417,511 Land $76,500 Building $341,011
2022	$8,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20