Riverside County property record for 1998 Opal St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,957 sqft · built 2021 |
| Lot Size | 0.113 acres (4,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Nov 2021) |
| Tax Bill | $7,980 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 408-630-042 |
| Primary APN | 408-630-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,957 sqft Living Area |
| Gross Area | 2,409 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,940 sqft (0.113 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 1998 OPAL ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.11339058 ACREAGEQUALCODE ML LOT 62 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390 |
| Legal Tract | 37390 |
| Legal Lot Number | 62 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44103 |
Source: Riverside County assessment roll, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1998 OPAL ST, BANNING, CA 92220-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 2, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Nov 2, 2021 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Deed Document Number | 2021649216 |
| Prior Transfer Date | Nov 1, 2021 |
| Prior Transfer Doc | 0000649215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 2, 2021 |
| Property Address | 1998 OPAL ST, BANNING, CA 92220-1016 |
| Document Number | 0000649215 |
| Map Reference | MB 474 PG 79-87 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021-0649215 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1988 OPAL ST, BANNING, CA 92220-1016 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 2, 2021 |
| Property Address | 1998 OPAL ST, BANNING, CA 92220-1016 |
| Document Number | 0000649216 |
| Map Reference | MB 474 PG 79-87 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021-0649216 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1998 OPAL ST, BANNING, CA 92220-1016 |
| Document Number | 0000649217 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0649217 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Beaumont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,799 (+2%) Land $81,181 Building $351,618 | |
| 2025 | $7,980.00 (+0.45%) Homeowner's exemption | $424,314 (+4.04%) Land $79,590 Building $344,724 |
| 2023 | $7,944.00 (+1.86%) Homeowner's exemption | $407,839 Land $76,500 Building $331,339 |
| 2022 | $7,799.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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