20111 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20111 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1998
Lot Size	0.219 acres (9,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,950 (Apr 1998)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602193-0-400`

Property Details

APN / Parcel Number

Primary APN	`602193-0-400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,594 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,543 sqft (0.219 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20111 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 32 THOMAS SPRINGS ESTATES PH 1 L 40 TOG/W PRI RD EASE OF REC OUT OF 2-038 (2-037) SEG I0463 MD 12/3/96MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	40
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

Source: Pierce County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20111 86TH AVENUE CT E, SPANAWAY, WA 98387-5087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Aug 10, 2019	Deed of Trust, Mortgage · FHA Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 1998 · Amount on Record
Deed Sale	Apr 21, 1998 · Amount on Record
Deed Document Number	1998291
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20111 86TH AVENUE CT E, SPANAWAY, WA 98387-5087
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20111 86TH AVENUE CT E, SPANAWAY, WA 98387-5087

Mortgage

Document Number	0005130882
Date	May 13, 2021
Instrument	202105130882

Lender

Name	LENDAGE LLC
Type	Non-Lending Institution
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20111 86TH AVENUE CT E, SPANAWAY, WA 98387-5087
Document Number	2007270095
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20111 86TH AVENUE CT E SPANAWAY WA 983875087, SPANAWAY, WA 98387-5087

Mortgage

Document Number	2007270095
Date	Jul 27, 2020
Instrument	202007270095

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20111 86TH AVENUE CT E, SPANAWAY, WA 98387-5087
Document Number	1908200105
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20111 86TH AVENUE CT E SPANAWAY WA 983875087, SPANAWAY, WA 98387-5087

Mortgage

Document Number	1908200105
Date	Aug 20, 2019
Instrument	201908200105

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,900 (+7.69%) Land $182,200 Building $265,700	$447,900 (+7.69%) Land $182,200 Building $265,700
2025	$4,838.00 (-0.8%)
2024	$4,877.00 (-1.45%)	$415,900 (-3.79%) Land $179,600 Building $236,300	$415,900 (-3.79%) Land $179,600 Building $236,300
2023	$4,949.00	$432,300 Land $165,500 Building $266,800	$432,300 Land $165,500 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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