20024 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20024 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,263 sqft · built 1997
Lot Size	0.373 acres (16,265 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Aug 2024)
Tax Bill	$6,193 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602193-0-120`

Property Details

APN / Parcel Number

Primary APN	`602193-0-120`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,263 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	902 sqft
Upper Floors Area	1,405 sqft
Basement Area	902 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,265 sqft (0.373 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	20024 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 32 THOMAS SPRINGS ESTATES PH 1 PARCEL A OF DBLR 99-08-26-5013 DESC AS L 12 TOG/W THAT POR OF L 13 DESC AS BEG AT MOST WLY COR OF SD L 13 TH N 41 DEG 31 MIN 32 SEC E 79.93 FT TO MOST NLY OF SD L 13 TH S 39 DEG 2
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

20024 86th Ave Ct E is owned and occupied by an individual who bought it in August 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit GLOBAL FCU
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Aug 30, 2016 · Amount on File
Deed Document Number	2024204
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0000000652
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011090095
Date	Nov 9, 2023
Instrument	202311090095

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	RADIAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009070104
Date	Sep 7, 2022
Instrument	202209070104

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Document Number	2006240376
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20024 86TH AVENUE CT E SPANAWAY WA 983875075, SPANAWAY, WA 98387-5075

Mortgage

Document Number	2006240376
Date	Jun 24, 2020
Instrument	202006240376

Lender

Name	GLOBAL FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 23, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Document Number	2005150319
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20024 86TH AVENUE CT E SPANAWAY WA 983875075, SPANAWAY, WA 98387-5075

Mortgage

Document Number	2005150319
Date	May 15, 2020
Instrument	202005150319

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20024 86TH AVENUE CT E, SPANAWAY, WA 98387-5075
Document Number	1710060369
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20024 86TH AVENUE CT E SPANAWAY WA 983875075, SPANAWAY, WA 98387-5075

Mortgage

Document Number	1710060369
Date	Oct 6, 2017
Instrument	201710060369

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20024 86th Ave Ct E was $6,193, up 3.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,193.00 (+3.77%)	$554,000 Land $208,100 Building $345,900	$554,000 Land $208,100 Building $345,900
2025	$5,968.00 (-0.4%)
2024	$5,992.00 (-2%)	$511,900 (-4.37%) Land $205,100 Building $306,800	$511,900 (-4.37%) Land $205,100 Building $306,800
2023	$6,114.00	$535,300 Land $189,000 Building $346,300	$535,300 Land $189,000 Building $346,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20024 86th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20024 86th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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