201 Cushing Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 201 Cushing Ave, Dayton, OH 45429

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,154 sqft · built 1940
Lot Size0.115 acres (5,040 sqft)
OwnerOwner Name on File
Last Sale$118,000 (Aug 1998)
Tax Bill$3,851 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNN64 00203 0009

Property Details

APN / Parcel Number

Primary APNN64 00203 0009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,154 sqft Living Area
1st Floor Area962 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area5,040 sqft (0.115 acres)
Lot Dimensions120 ft deep x 42 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address201 CUSHING AVE
CityDAYTON
StateOH
Zip45429-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 E OAKWOOD R & C
Legal SubdivisionOAKWOOD R & C
Legal Lot Number9
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group1
Census Block1014
Census Tract20800

Owner

The current owner of 201 Cushing Ave bought it in August 1998.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordOwner Name on File
Mailing Address201 CUSHING AVE, DAYTON, OH 45429-2605
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 1998 · Amount on File
Deed SaleAug 28, 1998 · Amount on File
Prior SaleAug 28, 1998 · Amount on File
Deed Document Number0019079
Deed Book / Page0000980581 / 0000000C05
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address201 CUSHING AVE, DAYTON, OH 45429-2605
Document Number0000066591
Instrument DateOct 9, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 CUSHING AVE KETTERING OH 454292605, KETTERING, OH 45429-2605

Mortgage

Document Number0000066591
DateNov 13, 2018
Instrument66591
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 12, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,070 Land $12,820 Building $47,250
2024$3,851.00 (+2.72%)
2023$3,749.00 (+5.69%)$60,070 (+45.13%) Land $12,820 Building $47,250$171,620 Land $36,630 Building $134,990
2022$3,547.00$41,390 Land $8,840 Building $32,550
2020$118,250 Land $25,260 Building $92,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 Cushing Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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