109 Cushing Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 109 Cushing Ave, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1932
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,900 (Jul 2013)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`N64-00203-0006`

Property Details

APN / Parcel Number

Primary APN	`N64-00203-0006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 42 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 CUSHING AVE
City	DAYTON
State	OH
Zip	45429-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 OAKWOOD R & C
Legal Subdivision	OAKWOOD R & C
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1014
Census Tract	20800

Owner

Source: Montgomery County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CUSHING AVE, DAYTON, OH 45429-2603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Prior Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	201352414
Last Transfer Date	Mar 16, 2023
Transfer Doc	0000015177
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 23, 2023
Property Address	109 CUSHING AVE, DAYTON, OH 45429-2603
Document Number	0000015177
Map Reference	MB P PG 3
Instrument Date	Mar 16, 2023
Instrument	202300015177
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	THIRD TITLE AGENCY INC, TRIAD TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 CUSHING AVE, DAYTON, OH 45429-2603

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00	$71,490 (-) Land $12,820 Building $58,670	$204,260 (-) Land $36,630 Building $167,630
2024	$4,575.00 (+2.74%)
2023	$4,453.00 (+14.59%)	$71,490 (+45.13%) Land $12,820 Building $58,670	$204,260 (+45.13%) Land $36,630 Building $167,630
2022	$3,886.00	$49,260 Land $8,840 Building $40,420
2020			$140,740 Land $25,260 Building $115,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20