Montgomery County property record for 113 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1940 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Owner Name on File |
| Last Sale | $65,000 (Jun 2012) |
| Tax Bill | $3,696 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00203 0007 |
| Primary APN | N64 00203 0007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 E OAKWOOD R & C |
| Legal Subdivision | OAKWOOD R & C |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20800 |
The current owner of 113 Cushing Ave bought it in June 2012.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 113 CUSHING AVE, DAYTON, OH 45429-2603 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2012 · Amount on File |
| Deed Sale | Jun 20, 2012 · Amount on File |
| Prior Sale | May 16, 2005 |
| Deed Document Number | 12-038226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 113 CUSHING AVE, DAYTON, OH 45429-2603 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 113 CUSHING AVE, DAYTON, OH 45429-2603 |
| Document Number | 0000024117 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 202300024117 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 113 CUSHING AVE, DAYTON, OH 45429-2603 |
| Document Number | 0000074783 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 113 CUSHING AVE DAYTON OH 454292603, DAYTON, OH 45429-2603 |
| Document Number | 0000074783 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 74783 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 9, 2035 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,630 Land $12,820 Building $44,810 | ||
| 2024 | $3,696.00 (-3.45%) | ||
| 2023 | $3,828.00 (+13.22%) | $57,630 (+45.13%) Land $12,820 Building $44,810 | $164,660 Land $36,630 Building $128,030 |
| 2022 | $3,381.00 | $39,710 Land $8,840 Building $30,870 | |
| 2020 | $113,460 Land $25,260 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Cushing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 113 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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