Montgomery County property record for 209 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,236 sqft · built 1930 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Sep 2020) |
| Tax Bill | $3,932 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00203 0011 |
| Primary APN | N64 00203 0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 192 sqft |
| Unfinished Basement | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 209 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 E OAKWOOD R & C |
| Legal Subdivision | OAKWOOD R & C |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20800 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3125 RIDGEWAY RD, DAYTON, OH 45419-1332 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Apr 2, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Sep 1, 2020 · Amount on Record |
| Deed Document Number | 0000051867 |
| Last Transfer Date | Apr 2, 2021 |
| Transfer Doc | 0000026393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 209 CUSHING AVE, DAYTON, OH 45429-2605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3125 RIDGEWAY RD, DAYTON, OH 45419-1332 |
| Document Number | 0000061107 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-00061107 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 2, 2021 |
| Property Address | 209 CUSHING AVE, DAYTON, OH 45429-2605 |
| Document Number | 0000026393 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 26393 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3125 RIDGEWAY RD DAYTON OH 454191332, DAYTON, OH 45419-1332 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 1, 2020 |
| Property Address | 209 CUSHING AVE, DAYTON, OH 45429-2605 |
| Document Number | 0000051867 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 51867 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3125 RIDGEWAY RD DAYTON OH 454191332, DAYTON, OH 45419-1332 |
| Document Number | 51868 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 51868 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,120 (-) Land $12,820 Building $47,300 | ||
| 2024 | $3,932.00 (-3.1%) | ||
| 2023 | $4,058.00 (+13.35%) | $60,120 (+45.11%) Land $12,820 Building $47,300 | $171,770 (+45.13%) Land $36,630 Building $135,140 |
| 2022 | $3,580.00 | $41,430 Land $8,840 Building $32,590 | |
| 2020 | $118,360 Land $25,260 Building $93,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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