201 Crossover Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 201 Crossover Rd, Wickliffe, KY 42087

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,688 sqft · built 1970
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$87,500 (Aug 2017)
Tax Bill$769 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-25A-31

Property Details

APN / Parcel Number

Primary APN15-25A-31
Alternative APN
  • 198

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,688 sqft Living Area

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address201 CROSSOVER RD
CityWICKLIFFE
StateKY
Zip42087-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionBALLARD KY
Township / Civil DivisionWICKLIFFE
Census Block Group2
Census Block2033
Census Tract950300

Owner

Source: Ballard County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 60, WICKLIFFE, KY 42087-0060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Aug 29, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIZENS DEPOSIT BANK OF ARLINGTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Deed Document Number0000114443
Deed Book / Page114 / 443
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALLARD KY
Property Address201 CROSSOVER RD, WICKLIFFE, KY 42087-9501
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number116/380
DateJun 23, 2021
Book Page116/380
Instrument522618
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueDec 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALLARD KY
Recording DateAug 29, 2017
Property Address201 CROSSOVER RD, WICKLIFFE, KY 42087-9501
Document Number114/443
Book / Page114 / 443
Map ReferenceMB B PG 89
Instrument DateAug 28, 2017
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 766, WICKLIFFE, KY 42087-0766

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 60, WICKLIFFE, KY 42087-0060

Mortgage

Document Number091511
DateAug 29, 2017
Instrument091/511
Lender
NameCITIZENS DEPOSIT BANK OF ARLINGTON
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBallard County
MunicipalityWickliffe City
Unified School DistrictBallard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$769.00 (+33.28%) Additional exemption filed$125,100 (+42.97%)$125,100 (+42.97%)
2023$577.00 Additional exemption filed$87,500$87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1979–2015)
Claims Outside the SFHA5 of 9
Most Recent ClaimDec 2015 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWICKLIFFE MUNICIPAL WATER SYSTEM
serves 1,264 people · EPA ID KY0040469
Water SourceGroundwater
Last State InspectionApr 2024
Lead14 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ballard Rural Telephone Cooperative
Fiber
1,000 / 1,000
Zito Media
Fiber · Cable
1,000 / 1,000

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