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220 Crossover Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 220 Crossover Rd, Wickliffe, KY 42087

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1976
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$166,250 (Jan 2022)
Tax Bill$1,684 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN15-25A-34

Property Details

APN / Parcel Number

Primary APN15-25A-34
Alternative APN
  • 464

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,288 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions90 ft deep x 165 ft wide
Garage TypeAttached
Garage Area560 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address220 CROSSOVER RD
CityWICKLIFFE
StateKY
Zip42087-9501
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionBALLARD KY
Township / Civil DivisionWICKLIFFE
Census Block Group2
Census Block2033
Census Tract950300

Owner

Source: Ballard County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 CROSSOVER RD, WICKLIFFE, KY 42087-9501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · USDA Mortgage
GERSHMAN INVESTMENT CORP
Oct 4, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleAug 15, 2011 · Amount on Record
Deed Document Number2022
Deed Book / Page128 / 529
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALLARD KY
Recording DateJan 19, 2022
Property Address220 CROSSOVER RD, WICKLIFFE, KY 42087-9501
Document Number000128/529
Book / Page128 / 529
Instrument DateJan 18, 2022
Instrument523660
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$166.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 26TH ST, CAIRO, IL 62914-1408

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CROSSOVER RD, WICKLIFFE, KY 42087-9501

Mortgage

Document Number0000523661
DateJan 19, 2022
Instrument523661
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALLARD KY
Recording DateOct 4, 2021
Property Address220 CROSSOVER RD, WICKLIFFE, KY 42087-9501
Document Number000127/388
Book / Page127 / 388
Instrument DateSep 17, 2021
Instrument523153
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 GEROGE ST, WOODBURN, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address220 CROSSOVER RD, WICKLIFFE, KY 42087-9501
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBallard County
MunicipalityWickliffe City
Unified School DistrictBallard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 (-27.85%)$166,250 (-)$166,250 (-)
2023$2,334.00 Additional exemption filed$166,250$166,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1979–2015)
Claims Outside the SFHA5 of 9
Most Recent ClaimDec 2015 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWICKLIFFE MUNICIPAL WATER SYSTEM
serves 1,264 people · EPA ID KY0040469
Water SourceGroundwater
Last State InspectionApr 2024
Lead14 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ballard Rural Telephone Cooperative
Fiber		1,000 / 1,000
Zito Media
Fiber · Cable		1,000 / 1,000

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