Ballard County property record for 280 Crossover Rd, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1969 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,200 (Mar 2022) |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-25A-46 |
| Primary APN | 15-25A-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Street Address | 280 CROSSOVER RD |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONTRACT SALE DB104PG478 |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950300 |
Source: Ballard County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 INDIAN LODGE PT, HOT SPRINGS NATIONAL PARK, AR 71913-8953 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Mar 18, 2022 | Commissioner's Deed, Foreclosure · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2016 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 129 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 280 CROSSOVER RD, WICKLIFFE, KY 42087-9501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000126/46 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 126/46 |
| Instrument | 524793 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Mar 18, 2022 |
| Property Address | 280 CROSSOVER RD, WICKLIFFE, KY 42087-9501 |
| Document Number | 000129/273 |
| Book / Page | 129 / 273 |
| Map Reference | MB C PG 38 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 523913 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 651, CUNNINGHAM, KY 42035-0651 |
| Document Number | 000122/401 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 122/401 |
| Instrument | 523914 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 15, 2032 |
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,595.00 (-27.86%) | $157,500 (-) | $157,500 (-) |
| 2023 | $2,211.00 Additional exemption filed | $157,500 | $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2015) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Dec 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 14 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
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