Ballard County property record for 113 Crossover Rd, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,680 sqft · built 1977 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 2022) |
| Tax Bill | $951 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jan 2013 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-25A-29 |
| Primary APN | 15-25A-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,680 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Width | 233 ft Width |
| Garage Type | Attached |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 113 CROSSOVER RD |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASE SUBDIVISION |
| Legal Subdivision | CASE SUBDIVISION |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950300 |
Source: Ballard County records · APN 15-25A-29
Assessment roll updated November 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit BANTERRA BANK |
| Jan 15, 2013 | Deed of Trust, Mortgage · Line of Credit BANTERRA BANK |
| Jan 15, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANTERRA BANK |
| Oct 21, 2024 | Intrafamily Transfer, Transfer |
| Jun 30, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Deed Book / Page | 130 / 299 |
| Last Transfer Date | Oct 16, 2024 |
| Transfer Doc | 0138000241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000110/522 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 110/522 |
| Instrument | 521478 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG063/204 |
|---|---|
| Date | Jan 15, 2013 |
| Book Page | MTG 063/204 |
| Instrument | 234140 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG063/192 |
|---|---|
| Date | Jan 15, 2013 |
| Book Page | MTG 063/192 |
| Instrument | 234139 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Oct 21, 2024 |
| Property Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Document Number | 000138/241 |
| Book / Page | 138 / 241 |
| Map Reference | MB B PG 89 |
| Instrument Date | Oct 16, 2024 |
| Instrument | 529709 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Name | Verified Name |
|---|---|
| Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jun 30, 2022 |
| Property Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Document Number | 000130/299 |
| Book / Page | 130 / 299 |
| Map Reference | MB B PG 89 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 524369 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
| Name | Verified Name |
|---|---|
| Address | 113 CROSSOVER RD, WICKLIFFE, KY 42087-9503 |
Source: Ballard County records · Assessment roll updated November 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Wickliffe City |
| Unified School District | Ballard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $951.00 (-18.99%) | $143,000 (+1%) | $143,000 (+1%) |
| 2023 | $1,174.00 Additional exemption filed | $130,000 | $130,000 |
Source: FEMA National Flood Hazard Layer as of July 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2015) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Dec 2015 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 14 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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