Owen County property record for 2005 Freeman Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,344 sqft · built 2019 |
| Lot Size | 7.37 acres (321,037 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-34-304-440.002-027 |
| Primary APN | 60-10-34-304-440.002-027 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 321,037 sqft (7.37 acres) |
| Garage Type | Mixed |
| Garage Area | 1,134 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Lean-To | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00003296613 |
|---|---|
| Street Address | 2005 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 SE S34 T10 R3 7.37A AKA TRACT A2 |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 34 |
| Legal Tract | A |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK |
| Jul 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2020 |
| Transfer Doc | 225699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
| Document Number | 0000232420 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 232420 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELLETTSVILLE, IN 47429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 227106 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 227106 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELLETTSVILLE, IN 47429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jul 20, 2021 |
| Property Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
| Document Number | 225699 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 225699 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 FREEMAN RD, SPENCER, IN 47460-7434 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 (-0.23%) Homeowner's exemption | $302,100 (+17.73%) Land $75,900 Building $226,200 | $302,100 (+17.73%) Land $75,900 Building $226,200 |
| 2024 | $2,183.00 (-3.02%) | ||
| 2023 | $2,251.00 (+6.18%) | $256,600 Land $61,900 Building $194,700 | $256,600 Land $61,900 Building $194,700 |
| 2022 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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