1920 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1920 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1968
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2023)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-34-300-210.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-34-300-210.000-027`
Alternative APN	`00001030471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Mixed
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001030471
Street Address	1920 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SW S34 T10 R3 2.16 (AKA) TRACT A
Legal Range	3
Legal Township	10
Legal Section	34
Legal Tract	A
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 FREEMAN RD, SPENCER, IN 47460-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	2023232495
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Mar 23, 2023
Property Address	1920 FREEMAN RD, SPENCER, IN 47460-7433
Document Number	0000232495
Instrument Date	Mar 20, 2023
Instrument	232495
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1920 FREEMAN RD, SPENCER, IN 47460-7433

Mortgage

Document Number	0000232496
Date	Mar 23, 2023
Instrument	232496

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (+3.78%) Homeowner's exemption	$261,300 (+33.18%) Land $41,000 Building $220,300	$261,300 (+33.18%) Land $41,000 Building $220,300
2024	$1,589.00 (+5.58%)
2023	$1,505.00 (-1.63%)	$196,200 Land $28,600 Building $167,600	$196,200 Land $28,600 Building $167,600
2022	$1,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeman Rd

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