2044 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 2044 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,282 sqft · built 1960
Lot Size	0.583 acres (25,395 sqft)
Owner	Individual Name on Record
Last Sale	$240,474 (Apr 2023)
Tax Bill	$999 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-34-300-430.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-34-300-430.000-027`
Alternative APN	`00001031087`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	25,395 sqft (0.583 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Lean-To	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031087
Street Address	2044 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN E 1/2 SW S34 T10 R3 .583A
Legal Range	3
Legal Township	10
Legal Section	34
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2044 FREEMAN RD, SPENCER, IN 47460-7434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	2023232738
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 19, 2023
Property Address	2044 FREEMAN RD, SPENCER, IN 47460-7434
Document Number	0000232738
Instrument Date	Apr 17, 2023
Instrument	232738
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 FREEMAN RD, SPENCER, IN 47460-7434

Mortgage

Document Number	0000232739
Date	Apr 19, 2023
Instrument	232739

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (+7.53%) Homeowner's exemption	$182,600 (+29.6%) Land $24,800 Building $157,800	$182,600 (+29.6%) Land $24,800 Building $157,800
2024	$929.00 (+85.8%)
2023	$500.00 (-0.6%)	$140,900 (+13.17%) Land $20,700 Building $120,200	$140,900 (+13.17%) Land $20,700 Building $120,200
2022	$503.00	$124,500 Land $20,700 Building $103,800	$124,500 Land $20,700 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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