1911 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1911 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1930
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$130,074 (May 2024)
Tax Bill	$792 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-34-300-290.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-34-300-290.000-027`
Alternative APN	`00001029697`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001029697
Street Address	1911 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN E 1/2 SW S34 T10 R3 1.60A
Legal Range	3
Legal Township	10
Legal Section	34
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	955900

Owner

1911 Freeman Rd is owned and occupied by two individuals who bought it in May 2024.

Source: Owen County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1911 FREEMAN RD, SPENCER, IN 47460-7433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit OWEN COUNTY STATE BANK
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Oct 20, 2023
Deed Document Number	2024236701
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0000234634
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1911 FREEMAN RD, SPENCER, IN 47460-7433
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 FREEMAN RD, SPENCER, IN 47460-7433

Mortgage

Document Number	0000242229
Date	Dec 17, 2025
Instrument	242229

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1911 FREEMAN RD, SPENCER, IN 47460-7433
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 FREEMAN RD, SPENCER, IN 47460-7433

Mortgage

Document Number	0000234724
Date	Oct 30, 2023
Instrument	234724

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Oct 20, 2023
Property Address	1911 FREEMAN RD, SPENCER, IN 47460-7433
Document Number	0000234634
Instrument Date	Oct 17, 2023
Instrument	234634
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 FREEMAN RD, SPENCER, IN 47460-7433

Tax Assessment & Valuation

The 2025 property tax bill for 1911 Freeman Rd was $792 with a homeowner's exemption, up 38.9% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (+38.95%) Homeowner's exemption	$167,300 Land $35,400 Building $131,900	$167,300 Land $35,400 Building $131,900
2024	$570.00 (-16.18%)
2023	$680.00 (+1.95%)	$140,600 (+12.39%) Land $31,000 Building $109,600	$140,600 (+12.39%) Land $31,000 Building $109,600
2022	$667.00	$125,100 Land $31,000 Building $94,100	$125,100 Land $31,000 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1911 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1911 Freeman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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