Miami County property record for 1974 E State Rte 55, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,447 sqft · built 1953 |
| Lot Size | 0.601 acres (26,180 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,800 (May 2024) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | May 2023 Transfer Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-010200 |
| Primary APN | K30-010200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,447 sqft Living Area |
| 1st Floor Area | 2,894 sqft |
| Basement Area | 967 sqft |
| Unfinished Basement | 967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 26,180 sqft (0.601 acres) |
| Garage Type | Mixed |
| Garage Area | 1,236 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1974 E STATE ROUTE 55 |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-11 NE PT E SIDE |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 365102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1960 OLD STAUNTON RD, TROY, OH 45373-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 22, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK NA |
| Feb 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | May 9, 2003 · Amount on Record |
| Deed Document Number | 20244572 |
| Prior Transfer Date | May 19, 2023 |
| Prior Transfer Doc | 0000005353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 22, 2023 |
| Property Address | 1974 E STATE ROUTE 55, TROY, OH 45373-1902 |
| Document Number | 0000005353 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023OR-05353 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 E STATE ROUTE 55, TROY, OH 45373-1902 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1974 E STATE ROUTE 55, TROY, OH 45373-1902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012144 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022OR-12144 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Address | TEXARKANA, TX 75503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1974 E STATE ROUTE 55, TROY, OH 45373-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002910 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021OR-02910 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,872.00 (+21.88%) Homeowner's exemption | $64,060 (+43.41%) Land $13,760 Building $50,300 | $183,000 (+43.42%) Land $39,300 Building $143,700 |
| 2024 | $1,536.00 (+0.39%) Homeowner's exemption | $44,670 (-1.09%) Land $11,660 Building $33,010 | |
| 2023 | $1,530.00 (-4.08%) Homeowner's exemption | $45,160 (-) Land $12,150 Building $33,010 | $127,600 (-1.09%) Land $33,300 Building $94,300 |
| 2022 | $1,595.00 Homeowner's exemption | $45,160 Land $12,150 Building $33,010 | $129,000 Land $34,700 Building $94,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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