2005 Charles Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 2005 Charles Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,403 sqft · built 2008
Lot Size	0.44 acres (19,147 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0062C-0D-023.00`

Property Details

APN / Parcel Number

Primary APN	`0062C-0D-023.00`
Alternative APN	`74593`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,403 sqft Living Area
Gross Area	2,357 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,147 sqft (0.44 acres)
Lot Width	105 ft Width
Garage Area	576 sqft
Porch	Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	74593
Street Address	2005 CHARLES AVE
City	LANCASTER
State	SC
Zip	29720-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	105X181X105X184
Legal Subdivision	ARROWOOD ESTATES
Legal Block	16
Legal Lot Number	16
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2009
Census Tract	11100

Owner

Source: Lancaster County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2005 CHARLES AVE, LANCASTER, SC 29720-5833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Document Number	20238439
Deed Book / Page	1684 / 41
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 7, 2023
Property Address	2005 CHARLES AVE, LANCASTER, SC 29720-5833
Document Number	0000008439
Book / Page	1684 / 41
Map Reference	MB 2008 PG 507
Instrument Date	Jun 30, 2023
Instrument	2023008439
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 CHARLES AVE, LANCASTER, SC 29720-5833

Mortgage

Document Number	0000008440
Date	Jul 7, 2023
Instrument	2023008440

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (-12.76%)	$16,332 (+45.93%) Land $2,000 Building $14,332	$408,300 (+45.93%) Land $50,000 Building $358,300
2024	$2,398.00 (+40.23%)
2023	$1,710.00 (+10.25%)	$11,192 (-) Land $1,052 Building $10,140	$279,800 (-) Land $26,300 Building $253,500
2022	$1,551.00	$11,192 Land $1,052 Building $10,140	$279,800 Land $26,300 Building $253,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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