1977 Charles Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 1977 Charles Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,167 sqft · built 2023
Lot Size	0.42 acres (18,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2023)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0062C-0G-022.00`

Property Details

APN / Parcel Number

Primary APN	`0062C-0G-022.00`
Alternative APN	`74614`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	1,660 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	18,284 sqft (0.42 acres)
Lot Dimensions	20 ft deep x 100 ft wide
Garage Area	378 sqft

Location & Zoning

Account Number	74614
Street Address	1977 CHARLES AVE
City	LANCASTER
State	SC
Zip	29720-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X200
Legal Block	20
Legal Lot Number	20
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2015
Census Tract	11100

Owner

Source: Lancaster County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1977 CHARLES AVE, LANCASTER, SC 29720-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed, Transfer MCU FINANCIAL CENTER CU
May 4, 2022	Deed of Trust, Mortgage MARSHALL THOMAS
Nov 19, 2021	Deed, Transfer
Mar 20, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	202313457
Deed Book / Page	1721 / 322
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0000018049
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 18, 2022
Property Address	CHARLES AVE, LANCASTER, SC 29720
Document Number	0000018049
Book / Page	1609 / 265
Map Reference	PL 12770
Instrument Date	Nov 17, 2022
Instrument	2022018049
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 CROSS BEAM DR, CHARLOTTE, NC 28217-2831
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018050
Date	Nov 18, 2022
Book Page	4865/184
Instrument	2022018050

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 17, 2023

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	CHARLES AVE, LANCASTER, SC 29720
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007630
Date	May 4, 2022
Book Page	4737/84
Instrument	2022007630

Lender

Name	MARSHALL THOMAS
Type	Private Party
Address	1301 E BARDEN RD, CHARLOTTE, NC 28226

Agreement

Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 19, 2021
Property Address	CHARLES AVE, LANCASTER, SC 29720
Document Number	0000023386
Book / Page	1491 / 184
Map Reference	PL 12770
Instrument Date	Nov 18, 2021
Instrument	2021023386
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 ROSE LAKE DR STE I, I, CHARLOTTE, NC 28217-2880

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 20, 2019
Property Address	CHARLES AVE, LANCASTER, SC 29720
Document Number	0000003780
Book / Page	001218 / 000288
Instrument Date	Mar 14, 2019
Instrument	3780
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (-3.55%)	$16,204 (+980.27%) Land $2,000 Building $14,204	$405,100 (+1,520.4%) Land $50,000 Building $355,100
2024	$2,452.00 (+394.35%)
2023	$496.00	$1,500 Land $1,500	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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