1997 Charles Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 1997 Charles Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,330 sqft · built 2020
Lot Size	0.885 acres (38,570 sqft)
Owner	Individual Name on Record
Last Sale	$352,681 (Dec 2020)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0062C-0D-024.00`

Property Details

APN / Parcel Number

Primary APN	`0062C-0D-024.00`
Alternative APN	`74595`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	3,426 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,570 sqft (0.885 acres)
Lot Width	227 ft Width
Garage Area	675 sqft
Porch	Porch
Porch Area	421 sqft

Location & Zoning

Account Number	74595
Street Address	1997 CHARLES AVE
City	LANCASTER
State	SC
Zip	29720-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	104X186X104X183
Legal Subdivision	ARROWOOD ESTATES INC
Legal Block	17
Legal Lot Number	17
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2009
Census Tract	11100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1997 CHARLES AVE, LANCASTER, SC 29720-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FCU
Jul 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	202022793
Deed Book / Page	1391 / 84
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 16, 2020
Property Address	1997 CHARLES AVE, LANCASTER, SC 29720-1508
Document Number	0000022793
Book / Page	1391 / 84
Map Reference	PL 12771
Instrument Date	Dec 15, 2020
Instrument	2020022793
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1997 CHARLES AVE, LANCASTER, SC 29720-1508

Mortgage

Document Number	0000022794
Date	Dec 16, 2020
Instrument	2020022794

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 30, 2019
Property Address	1997 CHARLES AVE, LANCASTER, SC 29720-1508
Document Number	0000011266
Book / Page	001257 / 000104
Instrument Date	Jul 29, 2019
Instrument	11266
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$145.41
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (+9.1%)	$15,768 (+14.66%) Land $1,300 Building $14,468	$394,200 (+14.66%) Land $32,500 Building $361,700
2024	$2,110.00 (+0.43%)
2023	$2,101.00	$13,752 Land $1,476 Building $12,276	$343,800 Land $36,900 Building $306,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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