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1981 Charles Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 1981 Charles Ave, Lancaster, SC 29720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,276 sqft · built 2009
Lot Size0.481 acres (20,961 sqft)
OwnerIndividual Name on File
Last Sale$187,000 (Dec 2009)
Tax Bill$1,089 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0062C-0D-026.00

Property Details

APN / Parcel Number

Primary APN0062C-0D-026.00
Alternative APN
  • 74597

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,276 sqft Living Area
Gross Area2,132 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,961 sqft (0.481 acres)
Lot Width175 ft Width
Garage Area420 sqft
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number74597
Street Address1981 CHARLES AVE
CityLANCASTER
StateSC
Zip29720-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description155X125X175X105X20
Legal SubdivisionARROWOOD ESTATES INC
Legal Block19
Legal Lot Number19
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2009
Census Tract11100

Owner

Source: Lancaster County records · APN 0062C-0D-026.00

Assessment roll updated March 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1981 CHARLES AVE, LANCASTER, SC 29720-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Dec 19, 2018Loan Modification, Mortgage · Conventional Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2009 · Amount on Record
Deed SaleDec 31, 2009 · Amount on Record
Deed Document Number200916708
Deed Book / Page546 / 344
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Recording DateJul 07, 2026
Property Address1981 CHARLES AVE, LANCASTER, SC 29720-1508
Document Number0000009710
Book / Page5626 / 199
Instrument DateJun 24, 2026
Instrument20269710
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 CHARLES AVE, LANCASTER, SC 29720-1508

Mortgage

Document Number0000009710,
DateJul 07, 2026
Book Page5626/199
Instrument20269710
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLANCASTER SC
Property Address1981 CHARLES AVE, LANCASTER, SC 29720-1508
Document Number0000000709
Instrument DateDec 19, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1981 CHARLES AVE LANCASTER SC 297201508, LANCASTER, SC 29720-1508

Mortgage

Document Number0000000709
DateJan 16, 2019
Book Page003677/000301
Instrument709
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 15, 2044
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,089.00 (+13.91%)$9,462 (+15%) Land $1,651 Building $7,811$286,600 (+39.33%) Land $50,000 Building $236,600
2024$956.00 (+0.42%)
2023$952.00$8,228 Land $1,676 Building $6,552$205,700 Land $41,900 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450570111002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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