2005 Central St, McHenry, IL 60050 Property Records

McHenry County property record for 2005 Central St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,040 sqft · built 1972
Lot Size	0.229 acres (9,998 sqft)
Owner	Owner Name on File
Last Sale	$117,000 (Feb 1999)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-203-026`

Property Details

APN / Parcel Number

Primary APN	`09-27-203-026`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,998 sqft
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 CENTRAL ST
City	MCHENRY
State	IL
Zip	60050-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0009903 LT 14 BLK 4 LAKELAND PARK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	27
Legal Subdivision	LAKELAND PARK 04
Legal Block	4
Legal Lot Number	14
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2001
Census Tract	870603

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2005 CENTRAL ST, MCHENRY, IL 60050-3705

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 4, 1999 · Amount on Record
Deed Sale	Feb 4, 1999 · Amount on Record
Prior Sale	May 8, 1997
Deed Document Number	1999R0009903
Deed Book / Page	0927
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2005 CENTRAL ST, MCHENRY, IL 60050-3705
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CENTRAL ST, MCHENRY, IL 60050-3705

Mortgage

Document Number	0000010737
Date	May 10, 2023
Instrument	2023R0010737

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2053

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$46,155 Land $10,372 Building $35,783	$138,465 Land $31,116 Building $107,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

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