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2004 Central St, McHenry, IL 60050 Property Records

McHenry County property record for 2004 Central St, McHenry, IL 60050 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,502 sqft · built 1958
Lot Size0.247 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jan 2026)
Tax Bill$3,067 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-27-204-008

Property Details

APN / Parcel Number

Primary APN09-27-204-008

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area1,502 sqft
Basement Area1,502 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.247 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area224 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2004 CENTRAL ST
CityMCHENRY
StateIL
Zip60050-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2025R0003052 LT 19 BLK 3 LAKELAND PARK UNIT 4
Legal SubdivisionLAKELAND PARK
Legal Block3
Legal Lot Number19
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2000
Census Tract870603

Owner

Source: McHenry County records · APN 09-27-204-008

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 EICHLER DR, WEST DUNDEE, IL 60118-2700
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Feb 06, 2025Warranty Deed, Transfer · Commercial Mortgage
LOAN FUNDER LLC SERIES 94028

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleFeb 06, 2025 · Amount on Record
Deed Document Number20261371
Prior Transfer DateMar 13, 2006
Prior Transfer Doc0000087561
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 15, 2026
Property Address2004 CENTRAL ST, MCHENRY, IL 60050-3706
Document Number0000001371
Map ReferenceDOC 276054
Instrument DateDec 17, 2025
Instrument2026R0001371
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4140 COVE LN, GLENVIEW, IL 60025-3544

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2004 CENTRAL ST, MCHENRY, IL 60050-3706

Mortgage

Document Number0000001372
DateJan 15, 2026
Instrument2026R0001372
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 06, 2025
Property Address2004 CENTRAL ST, MCHENRY, IL 60050-3706
Document Number0000003052
Map ReferenceDOC 276054
Instrument DateJan 15, 2025
Instrument2025R0003052
Transaction TypeTransfer
Record UpdatedJun 12, 2025

Transaction

AmountAmount Recorded
Tax$132.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 COVE LANE #F # F, F, GLENVIEW, IL 60025

Mortgage

Document Number0000003053
DateFeb 06, 2025
Instrument2025R0003053
Lender
NameLOAN FUNDER LLC SERIES 94028
AddressNEW YORK, NY 10022
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueJan 21, 2026

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,067.00$36,260 (+20.32%) Land $12,479 Building $23,781$108,780 (+20.32%) Land $37,437 Building $71,343
2022$30,137 Land $10,372 Building $19,765$90,411 Land $31,116 Building $59,295

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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