1915 Central St, McHenry, IL 60050 Property Records

McHenry County property record for 1915 Central St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,176 sqft · built 1977
Lot Size	0.223 acres (9,733 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Jun 2017)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-205-026`

Property Details

APN / Parcel Number

Primary APN	`09-27-205-026`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,733 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1915 CENTRAL ST
City	MCHENRY
State	IL
Zip	60050-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0023149 LT 14 BLK 5 LAKELAND PARK UNIT 4
Legal Range	08E
Legal Township	45N
Legal Section	27
Legal Subdivision	LAKELAND PARK 04
Legal Block	5
Legal Lot Number	14
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2037
Census Tract	870603

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	2017R0023149
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777

Mortgage

Document Number	0000025851
Date	Sep 22, 2025
Instrument	2025R0025851

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Jul 1, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777

Mortgage

Document Number	0000023367
Date	Jun 30, 2022
Instrument	2022R0023367

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2017
Property Address	1915 CENTRAL ST, MCHENRY, IL 60050-3777
Document Number	0000023149
Map Reference	MB11 PG102
Instrument Date	Jun 14, 2017
Instrument	2017R0023149
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 PRAIRIE AVE, MCHENRY, CT 00000

Mortgage

Document Number	0000023150
Date	Jun 26, 2017
Instrument	2017R0023150

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,751 Land $9,623 Building $45,128	$164,253 Land $28,869 Building $135,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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