McHenry County property record for 1901 Central St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,496 sqft · built 1978 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Aug 2018) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-207-026 |
| Primary APN | 09-27-207-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,000 sqft |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1901 CENTRAL ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0029038 LT 14 BLK 8 LAKELAND PARK UNIT 4 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 27 |
| Legal Subdivision | LAKELAND PARK 04 |
| Legal Block | 8 |
| Legal Lot Number | 14 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 870603 |
Source: McHenry County records · APN 09-27-207-026
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1901 CENTRAL ST, MCHENRY, IL 60050-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 23, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Prior Sale | Nov 10, 2008 · Amount on Record |
| Deed Document Number | 2018R0029038 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1901 CENTRAL ST, MCHENRY, IL 60050-3703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1901 CENTRAL ST, MCHENRY, IL 60050-3703 |
| Document Number | 0000021375 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023R0021375 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 23, 2018 |
| Property Address | 1901 CENTRAL ST, MCHENRY, IL 60050-3703 |
| Document Number | 0000029038 |
| Map Reference | DOC276054 MB11 PG102 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018R0029038 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1901 CENTRAL ST, MCHENRY, IL 60050-3703 |
| Document Number | 0000029039 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018R0029039 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Number | 0000029040 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018R0029040 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $61,033 Land $9,623 Building $51,410 | $183,099 Land $28,869 Building $154,230 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 293 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCHENRY serves 22,335 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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