20046 E Stephanie Dr, Covina, CA 91724 Property Records

Los Angeles County property record for 20046 E Stephanie Dr, Covina, CA 91724

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1969
Lot Size	0.149 acres (6,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Aug 2022)
Tax Bill	$9,475 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8403-006-034`

Property Details

APN / Parcel Number

Primary APN	`8403-006-034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,497 sqft (0.149 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	20046 E STEPHANIE DR
City	COVINA
State	CA
Zip	91724-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCR16500*
Legal Description	TRACT NO 28967 LOT 12
Legal Subdivision	28967
Legal Tract	28967
Legal Block	3
Legal Lot Number	12
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3007
Census Tract	403801

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 31, 2022	Affidavit of Death of Trustee, Transfer PROVIDENT TITLE COMPANY
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Nov 30, 2020	Affidavit of Death of Trustee, Transfer · Reverse Mortgage SYNERGY ONE LENDING
Nov 30, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	2022865839
Prior Transfer Date	Nov 2, 1997
Prior Transfer Doc	0001779456
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Apr 9, 2026
Property Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Document Number	0000249636
Instrument Date	Apr 3, 2026
Instrument	2026249636
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122

Mortgage

Document Number	0000249636,
Date	Apr 9, 2026
Instrument	2026249636

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 31, 2022
Property Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Document Number	0000865838
Map Reference	MB 778 PG 41&42
Instrument Date	Aug 5, 2022
Instrument	22-0865838
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8245 HILLSIDE RD, ALTA LOMA, CA 91701-1841

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 31, 2022
Property Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Document Number	0000865839
Map Reference	MB 778 PG 41&42
Instrument Date	Aug 4, 2022
Instrument	22-0865839
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	377 E PUENTE ST APT C, C, COVINA, CA 91723-2659

Mortgage

Document Number	0000865840
Date	Aug 31, 2022
Instrument	22-0865840

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 30, 2020
Property Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Document Number	0001538126
Map Reference	MB 778 PG 41&42
Instrument Date	Nov 17, 2020
Instrument	20-1538126
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122

Mortgage

Document Number	0001538128
Date	Nov 30, 2020
Instrument	20-1538128

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Month LIBOR

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 30, 2020
Property Address	20046 E STEPHANIE DR, COVINA, CA 91724-1122
Document Number	0001538127
Instrument Date	Nov 12, 2020
Instrument	1538127
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20046 E STEPHANIE DR COVINA CA 917241122, COVINA, CA 91724-1122

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Unified School District	Charter Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,598 (+2%) Land $632,479 Building $158,119
2025	$9,475.00 (+4.66%) Homeowner's exemption	$775,097 (+4.04%) Land $620,078 Building $155,019
2024	$9,053.00 (+2.49%)
2023	$8,833.00 (+511.28%) Homeowner's exemption	$745,000 Land $596,000 Building $149,000
2022	$1,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC-SAN DIMAS private · serves 56,564 people · EPA ID CA1910142
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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