2004 Spring Creek Ln, McHenry, IL 60050 Property Records

McHenry County property record for 2004 Spring Creek Ln, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,967 sqft · built 1998
Lot Size0.284 acres (12,383 sqft)
Owner2 Owner Names on Record
Last Sale$202,000 (Jul 2000)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-104-004

Property Details

APN / Parcel Number

Primary APN09-26-104-004

Interior

Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,967 sqft Living Area
Gross Area3,678 sqft
1st Floor Area1,540 sqft
Basement Area1,132 sqft

Exterior

Year BuiltBuilt 1998
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,383 sqft
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2004 SPRING CREEK LN
CityMCHENRY
StateIL
Zip60050-3995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2000R0040282 LT 54 OLDE MILL PONDS ON BOONE CREEK
Legal Range08E
Legal Township45N
Legal Section26
Legal SubdivisionOLDE MILL PONDS/BOONE CREEK
Legal Block104
Legal Lot Number54
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2020
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address2004 SPRING CREEK LN, MCHENRY, IL 60050-3995
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2000 · Amount on Record
Deed SaleJul 27, 2000 · Amount on Record
Prior SaleOct 28, 1998 · Amount on Record
Deed Document Number2000R0040282
Deed Book / Page0926
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2004 SPRING CREEK LN, MCHENRY, IL 60050-3995
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 SPRING CREEK LN, MCHENRY, IL 60050-3995

Mortgage

Document Number0000027281
DateOct 3, 2025
Instrument2025R0027281
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueOct 1, 2052
Interest
Rate5.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$90,444 Land $18,251 Building $72,193$271,332 Land $54,753 Building $216,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1990–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Spring Creek Ln

Nearby Streets

Search Property Records by Address or Parcel Number