2011 Spring Creek Ln, McHenry, IL 60050 Property Records

McHenry County property record for 2011 Spring Creek Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,210 sqft · built 1998
Lot Size	0.329 acres (14,374 sqft)
Owner	2 Owner Names on Record
Last Sale	$295,000 (Mar 2006)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-102-009`

Property Details

APN / Parcel Number

Primary APN	`09-26-102-009`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,000 sqft
Basement Area	1,090 sqft
Finished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,374 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	547 sqft
Deck Area	576 sqft
Patio Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2011 SPRING CREEK LN
City	MCHENRY
State	IL
Zip	60050-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0020851 LT 76 OLDE MILL PONDS ON BOONE CREEK
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OLDE MILL PONDS/BOONE CREEK
Legal Block	102
Legal Lot Number	76
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2019
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2011 SPRING CREEK LN, MCHENRY, IL 60050-3997

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2006 · Amount on Record
Deed Sale	Mar 24, 2006 · Amount on Record
Prior Sale	Mar 11, 2002 · Amount on Record
Deed Document Number	2006R0020851
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2011 SPRING CREEK LN, MCHENRY, IL 60050-3997
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030496
Date	Aug 31, 2022
Instrument	2022R0030496

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2011 SPRING CREEK LN, MCHENRY, IL 60050-3997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020716
Date	Jul 9, 2019
Instrument	2019R0020716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2011 SPRING CREEK LN, MCHENRY, IL 60050-3997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002500
Date	Jan 13, 2021
Instrument	2021R0002500

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$100,834 Land $18,251 Building $82,583	$302,502 Land $54,753 Building $247,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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