2012 Spring Creek Ln, McHenry, IL 60050 Property Records

McHenry County property record for 2012 Spring Creek Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,382 sqft · built 2000
Lot Size	0.257 acres (11,236 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2025)
Tax Bill	$9,396 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-104-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-104-002`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,382 sqft Living Area
1st Floor Area	1,567 sqft
Basement Area	1,235 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,236 sqft
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Deck Area	581 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2012 SPRING CREEK LN
City	MCHENRY
State	IL
Zip	60050-3995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0030591 LT 56 OLDE MILL PONDS ON BOONE CREEK
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OLDE MILL PONDS/BOONE CREEK
Legal Block	104
Legal Lot Number	56
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2020
Census Tract	870604

Owner

Source: McHenry County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2025R0034693
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 9, 2025
Property Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995
Document Number	0000034693
Map Reference	DOC 97R1659
Instrument Date	Nov 25, 2025
Instrument	2025R0034693
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995

Mortgage

Document Number	0000034694
Date	Dec 9, 2025
Instrument	2025R0034694

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054028
Date	Dec 9, 2020
Instrument	2020R0054028

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 6, 2018
Property Address	2012 SPRING CREEK LN, MCHENRY, IL 60050-3995
Document Number	0000030591
Instrument Date	Aug 31, 2018
Instrument	2018R0030591
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 GARDEN CRESCENT CT, ELGIN, IL 60123-2700

Mortgage

Document Number	0000030592
Date	Sep 6, 2018
Instrument	2018R0030592

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,396.00 Homeowner's exemption	$119,076 (+20.32%) Land $21,959 Building $97,117	$357,228 (+20.32%) Land $65,877 Building $291,351
2022	Homeowner's exemption	$98,970 Land $18,251 Building $80,719	$296,910 Land $54,753 Building $242,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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