2000 Spring Creek Ln, McHenry, IL 60050 Property Records

McHenry County property record for 2000 Spring Creek Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,790 sqft · built 1998
Lot Size	0.309 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2020)
Tax Bill	$8,054 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-104-005`

Property Details

APN / Parcel Number

Primary APN	`09-26-104-005`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	936 sqft
Basement Area	862 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.309 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2000 SPRING CREEK LN
City	MCHENRY
State	IL
Zip	60050-3995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0046938 LT 53 OLDE MILL PONDS ON BOONE CREEK
Legal Subdivision	OLDE MILL PONDS ON BOONE CREEK
Legal Block	104
Legal Lot Number	53
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2020
Census Tract	870604

Owner

Source: McHenry County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 1, 2016	Loan Modification, Mortgage NEW YORK CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jul 9, 1998 · Amount on Record
Deed Document Number	202046938
Prior Transfer Date	Dec 22, 1997
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 28, 2026
Property Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995
Document Number	0000028466
Instrument Date	Sep 19, 2026
Instrument	202628466
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995

Mortgage

Document Number	0000028466,
Date	Sep 28, 2026
Instrument	202628466

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995

Mortgage

Document Number	0000012014
Date	Mar 31, 2022
Instrument	2022R0012014

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Oct 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 4, 2020
Property Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995
Document Number	0000046938
Map Reference	DOC 97R1659
Instrument Date	Aug 25, 2020
Instrument	2020R0046938
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995

Mortgage

Document Number	0000046939
Date	Nov 4, 2020
Instrument	2020R0046939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	2000 SPRING CREEK LN, MCHENRY, IL 60050-3995
Document Number	0000007381
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2000 SPRING CREEK LN MCHENRY IL 600503995, MCHENRY, IL 60050-3995

Mortgage

Document Number	0000007381
Date	Mar 1, 2017
Instrument	7381

Lender

Name	NEW YORK CMNTY BK
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Feb 28, 2045

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,054.00	$103,218 (+20.31%) Land $21,959 Building $81,259	$309,654 (+20.31%) Land $65,877 Building $243,777
2022	Homeowner's exemption	$85,790 Land $18,251 Building $67,539	$257,370 Land $54,753 Building $202,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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