2004 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2004 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 870 sqft · built 1927
Lot Size	0.204 acres (8,900 sqft)
Owner	Company on Record
Last Sale	$115,000 (Mar 2023)
Tax Bill	$2,587 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-478-009`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-478-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Building Perimeter
1st Floor Area	870 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	89 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2004 E MAIN ST
City	URBANA
State	IL
Zip	61802-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 SUB OF PT OF S 1/2 SE 1/4 SE 1/4 SEC. 9-19-9 - AKA - JACOB SMITHS SUB
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	JACOB SMITHS SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1804 FLORAL PARK DR, SAVOY, IL 61874-9755
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FSLA
Dec 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FISHER NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	20233630
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 27, 2023
Property Address	2004 E MAIN ST, URBANA, IL 61802-2856
Document Number	0000003630
Map Reference	MB B PG 135
Instrument Date	Mar 23, 2023
Instrument	2023R03630
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 FIORAL PARK DR, SAVOY, IL 61874-9755

Mortgage

Document Number	0000003631
Date	Mar 27, 2023
Instrument	2023R03631

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 14, 2022
Property Address	2004 E MAIN ST, URBANA, IL 61802-2856
Document Number	0000021744
Map Reference	MB B PG 135
Instrument Date	Dec 13, 2022
Instrument	2022R21744
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 E 2000 NORTH RD, FITHIAN, IL 61844-5029

Mortgage

Document Number	0000021745
Date	Dec 14, 2022
Instrument	2022R21745

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 13, 2027

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,810 (+5.8%) Land $10,360 Building $22,450	$98,430 (+5.8%) Land $31,080 Building $67,350
2024	$2,587.00 (-14.25%)	$31,010 (+19.04%) Land $9,790 Building $21,220	$93,030 (+19.04%) Land $29,370 Building $63,660
2023	$3,017.00 (+38.52%)
2022	$2,178.00 Homeowner's exemption	$26,050 Land $8,220 Building $17,830	$78,150 Land $24,660 Building $53,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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