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1908 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1908 E Main St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 775 sqft · built 1917
Lot Size0.201 acres (8,760 sqft)
OwnerIndividual Name on Record
Last Sale$102,000 (Jul 2017)
Tax Bill$4,527 (2024)
Deeds & MortgagesJun 2021 Transfer
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN91-21-09-478-005

Property Details

APN / Parcel Number

Primary APN91-21-09-478-005

Interior

Full Baths1 Bath
Stories2 Stories
Building Area775 sqft Building Perimeter
1st Floor Area775 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialStucco
Roof MaterialOther
Lot Area8,760 sqft (0.201 acres)
Lot Dimensions120 ft deep x 73 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1908 E MAIN ST
CityURBANA
StateIL
Zip61802-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 4 SUB OF PT OF S 1/2 SE 1/4 SE 1/4 SEC. 9-19-9 - AKA - JACOB SMITHS SUB
Legal Range09E
Legal Township19N
Legal Section09
Legal SubdivisionJACOB SMITHS SUB
Legal Lot Number4
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1005
Census Tract5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 E MAIN ST, URBANA, IL 61802-2858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 19, 2017Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Deed Document Number201713332
Record UpdatedJun 8, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 4, 2021
Property Address1908 E MAIN ST, URBANA, IL 61802-2858
Document Number0000013144
Map ReferenceMB B PG 135
Instrument DateJun 2, 2021
Instrument2021R13144
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 E MAIN ST, URBANA, IL 61802-2858

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 19, 2017
Property Address1908 E MAIN ST, URBANA, IL 61802-2858
Document Number0000013332
Instrument DateJun 30, 2017
Instrument13332
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$102.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1908 E MAIN ST URBANA IL 618022858, URBANA, IL 61802-2858

Mortgage

Document Number13333
DateJul 19, 2017
Instrument13333
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 18, 2047
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,710 (+25.92%) Land $10,190 Building $42,520$158,130 (+25.92%) Land $30,570 Building $127,560
2024$4,527.00 (+16.41%)
2022$3,889.00 Homeowner's exemption$41,860 Land $8,090 Building $33,770$125,580 Land $24,270 Building $101,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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