2002 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2002 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1948
Lot Size	0.142 acres (6,188 sqft)
Owner	Individual Name on Record
Tax Bill	$4,161 (2024)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-478-008`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-478-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Building Perimeter
1st Floor Area	884 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,188 sqft (0.142 acres)
Lot Dimensions	119 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	260 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2002 E MAIN ST
City	URBANA
State	IL
Zip	61802-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 SUB OF PT OF S 1/2 SE 1/4 SE 1/4 SEC. 9-19-9 - AKA - JACOB SMITHS SUB
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	JACOB SMITHS SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2002 E MAIN ST, URBANA, IL 61802-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2002 E MAIN ST, URBANA, IL 61802-2856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013287
Date	Jul 19, 2017
Instrument	2017R13287

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 13, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,240 (+25.93%) Land $13,000 Building $41,240	$162,720 (+25.93%) Land $39,000 Building $123,720
2024	$4,161.00 (+45.74%)
2022	$2,855.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$43,070 Land $10,320 Building $32,750	$129,210 Land $30,960 Building $98,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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