1912 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1912 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,637 sqft · built 1949
Lot Size	0.394 acres (17,168 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Jan 2026)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-478-011`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-478-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Building Perimeter
1st Floor Area	1,637 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Material	Other
Lot Area	17,168 sqft (0.394 acres)
Lot Dimensions	116 ft deep x 148 ft wide
Garage Type	Detached
Garage Area	2,016 sqft
Driveway	Asphalt Driveway
Driveway Area	2,470 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	94 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1912 E MAIN ST
City	URBANA
State	IL
Zip	61802-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SUB OF PT OF S 1/2 SE 1/4 SE 1/4 SEC. 9-19-9 - AKA - JACOB SMITHS SUB
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	JACOB SMITHS SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 IRA ST, URBANA, IL 61802-2234
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 18, 2022	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2026615
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 13, 2026
Property Address	1912 E MAIN ST, URBANA, IL 61802-2858
Document Number	0000000615
Map Reference	MB B PG 135
Instrument Date	Jan 7, 2026
Instrument	2026R00615
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 IRA ST, URBANA, IL 61802-2234

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1912 E MAIN ST, URBANA, IL 61802-2858
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 E MAIN ST, URBANA, IL 61802-2858

Mortgage

Document Number	0000008907
Date	May 18, 2022
Instrument	2022R08907

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 10, 2017
Property Address	1912 E MAIN ST, URBANA, IL 61802-2858
Document Number	0000015057
Map Reference	MB B PG135
Instrument Date	Aug 7, 2017
Instrument	2017R15057
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 E MAIN ST, URBANA, IL 61802-2858

Mortgage

Document Number	0000015058
Date	Aug 10, 2017
Instrument	2017R15058

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 (+4.49%)	$56,460 (+5.81%) Land $19,980 Building $36,480	$169,380 (+5.81%) Land $59,940 Building $109,440
2024	$4,900.00 (+16.11%) Homeowner's exemption	$53,360 (+19%) Land $18,880 Building $34,480	$160,080 (+19%) Land $56,640 Building $103,440
2022	$4,220.00 Homeowner's exemption	$44,840 Land $15,870 Building $28,970	$134,520 Land $47,610 Building $86,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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