2002 Phillips Ter, Unit 12, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2002 Phillips Ter, Unit 12, Annapolis, MD 21401

Property Summary

Property TypeCondominium
Details1,448 sqft · built 1996
Lot Size0.025 acres (1,113 sqft)
OwnerIndividual Name on Record
Last Sale$298,000 (Nov 2020)
Tax Bill$2,951 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-961-90087022

Property Details

APN / Parcel Number

Primary APN02-961-90087022
Alternative APNs
  • 296190087022
  • 96190087022

Interior

Building Area1,448 sqft Total Area
1st Floor Area1,113 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleCondo/Apartment
Lot Area1,113 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number96190087022
Old Parcel Number296190087022
Street Address2002 PHILLIPS TER UNIT 12, 12
CityANNAPOLIS
StateMD
Zip21401-8176
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR5
Legal DescriptionU 12 BLD 2 PH D 2002 PHILLIPS TER WINDGATE GARDEN CONDO
Legal SubdivisionWINDGATE CONDO
Legal PhaseD
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract702703

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2002 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed, Transfer · FHA Mortgage
MY MORTGAGE INC
May 3, 2018Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleMay 3, 2018 · Amount on Record
Deed Document Number0003566452
Deed Book / Page35664 / 52
Record UpdatedJun 7, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateNov 24, 2020
Property Address2002 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8176
Document Number0356640052
Book / Page35664 / 52
Map ReferenceMB 79PG34-36PL E4134
Instrument DateNov 6, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyINTITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2002 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8176

Mortgage

Document Number3566459
DateNov 24, 2020
Instrument35664/59
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 3, 2018
Property Address2002 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8176
Document Number0320700451
Book / Page32070 / 451
Map ReferenceMB E79 PG34-36
Instrument DateApr 25, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8176

Mortgage

Document Number0032070459
DateMay 3, 2018
Instrument32070/459
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,951.00$270,267$289,600 Land $144,800 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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