2002 Ocran Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 2002 Ocran Rd, White Stone, VA 22578 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,592 sqft · built 1890
Lot Size	9.66 acres (420,790 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2018)
Tax Bill	$22 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`35 100E`

Property Details

APN / Parcel Number

Primary APN	`35 100E`
Alternative APN	`12039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	3,648 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1959
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	420,790 sqft (9.66 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	90 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12039
Street Address	2002 OCRAN RD
City	WHITE STONE
State	VA
Zip	22578-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POPLAR NECK 9.66 AC LR18/1362
Legal Subdivision	POPLAR NECK
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	30301

Owner

Source: Lancaster County records · APN 35 100E

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC
Nov 12, 2019	Intrafamily Transfer, Transfer
Jul 16, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20181362
Last Transfer Date	Oct 30, 2019
Transfer Doc	0000001834
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000303
Date	Feb 01, 2022
Instrument	220000303

Lender

Name	STRONG HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.13%

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Nov 12, 2019
Property Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209
Document Number	190001834
Instrument Date	Oct 30, 2019
Instrument	190001834
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 16, 2018
Property Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209
Document Number	180001362
Instrument Date	Jul 09, 2018
Instrument	180001362
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 OCRAN RD, WHITE STONE, VA 22578-2209

Mortgage

Document Number	180001363
Date	Jul 16, 2018
Instrument	180001363

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22.00 (-98.76%)	$411,300 (+46.53%) Land $124,000 Building $287,300	$411,300 (+46.53%) Land $124,000 Building $287,300
2023	$1,768.00	$280,700 Land $119,000 Building $161,700	$280,700 Land $119,000 Building $161,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 174 individual NFIP policies nearby
Nearby Flood Policies	190 units insured 16 under condo master policies
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Virginia Everywhere. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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