Lancaster County property record for 1849 Ocran Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1742 |
| Lot Size | 4.66 acres (202,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Feb 2023) |
| Tax Bill | $25 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 35 61A |
| Primary APN | 35 61A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 2,504 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1742 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 202,990 sqft (4.66 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 336 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11941 |
|---|---|
| Street Address | 1849 OCRAN RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | POPLAR NECK 4.66 AC LR23/201 |
| Legal Subdivision | POPLAR NECK |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30301 |
Source: Lancaster County assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage REVOLUTION MORTGAGE |
| Jan 26, 2018 | Deed of Trust, Mortgage · ARM PENTAGON FEDERAL CREDIT UNION |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on Record |
| Deed Sale | Feb 3, 2023 · Amount on Record |
| Prior Sale | Oct 8, 2020 · Amount on Record |
| Deed Document Number | 2023201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Feb 3, 2023 |
| Property Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Document Number | 0230000201 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 230000201 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Document Number | 0230000202 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 230000202 |
| Name | REVOLUTION MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Oct 15, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180000165 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 180000165 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2023 |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Oct 8, 2020 |
| Property Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Document Number | 200002262 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 200002262 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1849 OCRAN RD, WHITE STONE, VA 22578-2225 |
| Document Number | 200002263 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 200002263 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25.00 (-98.85%) | $456,300 (+32.72%) Land $251,600 Building $204,700 | $456,300 (+32.72%) Land $251,600 Building $204,700 |
| 2023 | $2,165.00 | $343,800 Land $236,600 Building $107,200 | $343,800 Land $236,600 Building $107,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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