2082 Ocran Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 2082 Ocran Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1989
Lot Size	1.6 acres (69,740 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Oct 2025)
Tax Bill	$41 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`35 71`

Property Details

APN / Parcel Number

Primary APN	`35 71`
Alternative APN	`11957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	3,195 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,740 sqft (1.6 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	496 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11957
Street Address	2082 OCRAN RD
City	WHITE STONE
State	VA
Zip	22578-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POPLAR NECK 1.601 AC LR21/3141 DB377/653-P
Legal Subdivision	POPLAR NECK
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	30301

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2082 OCRAN RD, WHITE STONE, VA 22578-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 5, 2021	Warranty Deed, Transfer NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Nov 1, 2024 · Amount on Record
Deed Document Number	20252247
Record Updated	Jun 8, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 16, 2025
Property Address	2082 OCRAN RD, WHITE STONE, VA 22578-2209
Document Number	0250002247
Instrument Date	Oct 14, 2025
Instrument	250002247
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2082 OCRAN RD, WHITE STONE, VA 22578-2209

Mortgage

Document Number	0250002248
Date	Oct 16, 2025
Instrument	250002248

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 5, 2021
Property Address	2082 OCRAN RD, WHITE STONE, VA 22578-2209
Document Number	0210003141
Instrument Date	Oct 28, 2021
Instrument	210003141
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2082 OCRAN RD, WHITE STONE, VA 22578

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41.00 (-99.02%)	$757,600 (+2.43%) Land $256,000 Building $501,600	$757,600 (+2.43%) Land $256,000 Building $501,600
2024	$4,166.00 (+8.66%)	$739,600 (+21.52%) Land $256,000 Building $483,600	$739,600 (+21.52%) Land $256,000 Building $483,600
2023	$3,834.00	$608,600 Land $306,000 Building $302,600	$608,600 Land $306,000 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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