200 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 200 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,615 sqft · built 1951
Lot Size	0.117 acres (5,101 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2021)
Tax Bill	$13,153 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-00074-06-00009`

Property Details

APN / Parcel Number

Primary APN	`02-00074-06-00009`
Alternative APNs	`0200074000600009` `0200074600009`

Interior

Stories	1 Story
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,101 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200074600009
Street Address	200 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	74.6
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3006
Census Tract	124312

Owner

200 McCosh Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 MCCOSH RD, MONTCLAIR, NJ 07043-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 11, 2017	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	202152392
Deed Book / Page	4108 / 99
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 16, 2021
Property Address	200 MCCOSH RD, MONTCLAIR, NJ 07043-2106
Document Number	0000052392
Book / Page	D4108 / 99
Instrument Date	Aug 6, 2021
Instrument	2021052392
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 MECOSH ROAD, CLIFTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MCCOSH ROAD, CLIFTON, NJ

Mortgage

Document Number	0000052393
Date	Aug 16, 2021
Instrument	2021052393

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 11, 2017
Property Address	196 MCCOSH RD, MONTCLAIR, NJ 07043
Document Number	0000049674
Book / Page	003162 / 000133
Instrument Date	Sep 29, 2017
Instrument	49674
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$474.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 MCCOSH RD CLIFTON NJ 07013, CLIFTON, NJ 07013

Tax Assessment & Valuation

The 2025 property tax bill for 200 McCosh Rd was $13,153, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,600 (-) Land $118,600 Building $96,000	$214,600 (-) Land $118,600 Building $96,000
2025	$13,153.00 (+3.25%)	$214,600 Land $118,600 Building $96,000	$214,600 Land $118,600 Building $96,000
2024	$12,739.00
2023		$214,600 Land $118,600 Building $96,000	$214,600 Land $118,600 Building $96,000
2022	$12,253.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 200 McCosh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 McCosh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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