230 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 230 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,788 sqft · built 1926
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jul 2021)
Tax Bill	$12,240 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00074-09-00008`

Property Details

APN / Parcel Number

Primary APN	`02-00074-09-00008`
Alternative APNs	`0200074000900008` `0200074900008`

Interior

Stories	2 Stories
Building Area	1,788 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	168 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0200074900008
Street Address	230 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	74.9
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3007
Census Tract	124312

Owner

230 McCosh Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 MCCOSH RD, MONTCLAIR, NJ 07043-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Oct 22, 2012 · Amount on File
Deed Document Number	202146014
Deed Book / Page	4083 / 178
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 15, 2021
Property Address	230 MCCOSH RD, MONTCLAIR, NJ 07043-2108
Document Number	0000046014
Book / Page	D4083 / 178
Instrument Date	Apr 21, 2021
Instrument	2021046014
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MC COSH ROAD, 230, CFLIFTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MC COSH ROAD, CLIFTON, NJ

Mortgage

Document Number	0000046015
Date	Jul 15, 2021
Instrument	2021046015

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 230 McCosh Rd was $12,240, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,700 (-) Land $117,400 Building $82,300	$199,700 (-) Land $117,400 Building $82,300
2025	$12,240.00 (+3.26%)	$199,700 Land $117,400 Building $82,300	$199,700 Land $117,400 Building $82,300
2024	$11,854.00
2023		$199,700 Land $117,400 Building $82,300	$199,700 Land $117,400 Building $82,300
2022	$11,402.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 230 McCosh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 McCosh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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