182 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 182 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,807 sqft · built 1916
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2020)
Tax Bill	$16,849 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00074-06-00006`

Property Details

APN / Parcel Number

Primary APN	`02-00074-06-00006`
Alternative APNs	`0200074000600006` `0200074600006`

Interior

Units	3 Units
Stories	3 Stories
Building Area	2,807 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	0200074600006
Street Address	182 MC COSH RD
City	CLIFTON
State	NJ
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Block	74.6
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3006
Census Tract	124312

Owner

Source: Passaic County and Clifton City records · APN 02-00074-06-00006

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 ROLLING HILLS RD, CLIFTON, NJ 07013-4118
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	202025768
Deed Book / Page	3810 / 13
Prior Transfer Date	Feb 28, 2006
Prior Transfer Doc	0000030758
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 16, 2020
Property Address	182 MCCOSH RD, MONTCLAIR, NJ 07043-2128
Document Number	0000025768
Book / Page	003810 / 000013
Instrument Date	Jun 11, 2020
Instrument	25768
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 ROLLING HILLS RD CLIFTON NJ 070134118, CLIFTON, NJ 07013-4118

Mortgage

Document Number	25769
Date	Jun 16, 2020
Book Page	016206/000102
Instrument	25769

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Passaic County and Clifton City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,900 (-) Land $123,400 Building $151,500	$274,900 (-) Land $123,400 Building $151,500
2025	$16,849.00 (+3.25%)	$274,900 (-) Land $123,400 Building $151,500	$274,900 (-) Land $123,400 Building $151,500
2024	$16,318.00 (+3.96%)
2023		$274,900 Land $123,400 Building $151,500	$274,900 Land $123,400 Building $151,500
2022	$15,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), as of May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340311243123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1605002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.