Passaic County and Clifton City property record for 192 McCosh Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,561 sqft · built 1930 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Nov 2021) |
| Tax Bill | $13,484 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00074-06-00008 |
| Primary APN | 02-00074-06-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,561 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200074600008 |
|---|---|
| Street Address | 192 MCCOSH RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A1 |
| Legal Block | 74.6 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 124312 |
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 MCCOSH RD, MONTCLAIR, NJ 07043-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2012 · Amount on Record |
| Deed Document Number | 202169337 |
| Deed Book / Page | 4169 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 4, 2021 |
| Property Address | 192 MCCOSH RD, MONTCLAIR, NJ 07043-2106 |
| Document Number | 0000069337 |
| Book / Page | D4169 / 272 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021069337 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | TITLE US LLC, TITLE TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 SUNSET CT, 24, MONTVILLE, NJ 07045-9648 |
| Name | Verified Name |
|---|---|
| Address | 192 MCCOSH ROAD, CLIFTON, NJ |
| Document Number | 0000069338 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021069338 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $121,900 Building $98,100 | $220,000 (-) Land $121,900 Building $98,100 | |
| 2025 | $13,484.00 (+3.25%) Veteran's exemption | $220,000 (+4.12%) Land $121,900 Building $98,100 | $220,000 (+4.12%) Land $121,900 Building $98,100 |
| 2024 | $13,059.00 (+8.24%) | ||
| 2023 | $211,300 Land $121,900 Building $89,400 | $211,300 Land $121,900 Building $89,400 | |
| 2022 | $12,065.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 34 (1979–2021) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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