200 Laurel Oak Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 200 Laurel Oak Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,560 sqft · built 2016
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,500 (Sep 2018)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447900371437000`

Property Details

APN / Parcel Number

Primary APN	`447900371437000`
Alternative APN	`48528`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	2,688 sqft
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	497 ft deep x 199 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	355 sqft
Deck Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48528
Street Address	200 LAUREL OAK LN
City	MURPHY
State	NC
Zip	28906-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CABINS @ WELLS LAKE 1559/198 H/343
Legal Subdivision	CABINS AT WELLS LAKE
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930604

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20184670
Deed Book / Page	1596 / 1014
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001796/791
Date	Mar 3, 2026
Book Page	1796/791
Instrument	1022

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	17911 VON KARMAN AVE STE 400, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001691/275
Date	Sep 17, 2021
Book Page	1691/275
Instrument	6241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01630/0667
Date	Dec 3, 2019
Book Page	01630/0667
Instrument	05997

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 28, 2018
Property Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445
Document Number	01596/1014
Book / Page	01596 / 1014
Instrument Date	Sep 5, 2018
Instrument	04670
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1953 NEWMARK CIR SW, 1953, VERO BEACH, FL 32968-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LAUREL OAK LN, MURPHY, NC 28906-2445

Mortgage

Document Number	0000004671
Date	Sep 28, 2018
Instrument	04671

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,302.00	$185,310 (-)	$185,310 (-) Land $15,000 Building $170,310
2023		$185,310	$185,310 Land $15,000 Building $170,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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