140 Laurel Oak Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 140 Laurel Oak Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 784 sqft · built 2016
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$114,500 (May 2017)
Tax Bill$460 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN447900371932000

Property Details

APN / Parcel Number

Primary APN447900371932000
Alternative APN
  • 45686

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area784 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions194 ft deep x 214 ft wide
PorchOpen Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number45686
Street Address140 LAUREL OAK LN
CityMURPHY
StateNC
Zip28906-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CABINS @ WELLS LAKE P/O 1542/808 H/343
Legal Lot Number7
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1034
Census Tract930604

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address140 LAUREL OAK LN, MURPHY, NC 28906-2450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2017 · Amount on Record
Deed SaleMay 23, 2017 · Amount on Record
Deed Document Number02228
Deed Book / Page01561 / 0216
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 23, 2017
Property Address140 LAUREL OAK LN, MURPHY, NC 28906-2450
Document Number01561/0216
Book / Page01561 / 0216
Instrument DateApr 28, 2017
Instrument02228
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$229.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 LAUREL OAK LN, MURPHY, NC 28906-2450

Mortgage

Document Number02229
DateMay 23, 2017
Instrument02229
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$460.00$111,880 (-)$111,880 (-) Land $15,000 Building $96,880
2023$111,880$111,880 Land $15,000 Building $96,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Oak Ln

Nearby Streets

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