160 Laurel Oak Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 160 Laurel Oak Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 2019
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jan 2018)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`447900370771000`

Property Details

APN / Parcel Number

Primary APN	`447900370771000`
Alternative APN	`47122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	455 ft deep x 126 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47122
Street Address	160 LAUREL OAK LN
City	MURPHY
State	NC
Zip	28906-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 CABINS @ WELLS LAKE P/O 1542/808 H/343
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930604

Owner

Source: Cherokee County records · APN 447900370771000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	160 LAUREL OAK LN, MURPHY, NC 28906-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 2018 · Amount on Record
Deed Sale	Jan 01, 2018 · Amount on Record
Deed Document Number	0001542808
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	160 LAUREL OAK LN, MURPHY, NC 28906-2450
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01621/1010
Date	Aug 27, 2019
Book Page	01621/1010
Instrument	03992

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00	$172,130 (-)	$172,130 (-) Land $12,000 Building $160,130
2023		$172,130	$172,130 Land $12,000 Building $160,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.