171 Laurel Oak Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 171 Laurel Oak Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2017
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`447900374709000`

Property Details

APN / Parcel Number

Primary APN	`447900374709000`
Alternative APNs	`53240` `59541`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	2,456 sqft
1st Floor Area	864 sqft
Upper Floors Area	360 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	209 ft deep x 136 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	312 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59541
Street Address	171 LAUREL OAK LN
City	MURPHY
State	NC
Zip	28906-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 CABINS @ WELLS LAKE 1664/89 H/343
Legal Subdivision	CABINS AT WELLS LAKE
Legal Lot Number	16
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930604

Owner

Source: Cherokee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25192 E LENOX CIR, PUNTA GORDA, FL 33950-1334
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	20243705
Deed Book / Page	1761 / 306
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 10, 2020
Property Address	171 LAUREL OAK LN, MURPHY, NC 28906-2450
Document Number	1664/89
Book / Page	1664 / 89
Instrument Date	Oct 23, 2020
Instrument	6787
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 SERENITY DR, 177, WAYNESVILLE, NC 28785-8677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10065 POPPY HILL DR, FORT MYERS, FL 33966-7977
Investor	Possibly a Property Investor

Mortgage

Document Number	0001664/93
Date	Nov 10, 2020
Book Page	1664/93
Instrument	6788

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 15, 2018
Property Address	171 LAUREL OAK LN, MURPHY, NC 28906-2450
Document Number	01580/0875
Book / Page	01580 / 0875
Instrument Date	Jan 10, 2018
Instrument	00747
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11110 35TH CT E, PARRISH, FL 34219-8929

Mortgage

Document Number	00748
Date	Feb 15, 2018
Instrument	00748

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00	$219,010 (+0.8%)	$219,010 (+0.8%) Land $15,000 Building $204,010
2023		$217,280	$217,280 Land $15,000 Building $202,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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