200 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 200 Harbor Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 6,108 sqft · built 1968
Lot Size	0.47 acres (20,450 sqft)
Owner	2 Individual Names on File
Last Sale	$4,500,000 (Nov 2021)
Tax Bill	$34,868 (2024)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00436280-000000`

Property Details

APN / Parcel Number

Primary APN	`00436280-000000`
Alternative APNs	`04633800436280000000` `1534064`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	6,108 sqft Living Area
1st Floor Area	5,320 sqft
Basement Area	788 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	20,450 sqft (0.47 acres)
Lot Dimensions	142 ft deep x 130 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	2,706 sqft
Deck Area	168 sqft
Patio Area	3,318 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1534064
Street Address	200 HARBOR DR
City	TAVERNIER
State	FL
Zip	33070-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 19 AND ADJ FILL TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR482-956/57 OR730-54 OR758-132 OR770-272 OR770-271 OR770-269 OR1135-2216 OR1173-2077 OR1595-1522 OR2665-2004/06 OR2759-1605/06 OR3136-1281
Legal Range	38E
Legal Township	63S
Legal Section	04
Legal Subdivision	TROPICAL ATLANTIC SHORES
Legal Block	3
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3004
Census Tract	970800

Owner

200 Harbor Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	200 HARBOR DR, TAVERNIER, FL 33070-2353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jan 3, 2014 · Amount on File
Deed Document Number	20212347718
Deed Book / Page	3136 / 1281
Prior Transfer Date	Aug 27, 2015
Prior Transfer Doc	0027591605
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 8, 2021
Property Address	200 HARBOR DR, TAVERNIER, FL 33070-2353
Document Number	0031361281
Book / Page	3136 / 1281
Map Reference	MB 4 PG 97
Instrument Date	Nov 1, 2021
Instrument	2347718
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NEXTAR TITLE AND ESCROW LLC, NEXSTAR TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$31,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13911 OLD SHERIDAN ST, 13911, SOUTHWEST RANCHES, FL 33330-3630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HARBOR DR, TAVERNIER, FL 33070-2353

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,026,987	$5,235,266 Land $3,514,690 Building $1,720,576
2024	$34,868.00 (+0.67%)
2023	$34,635.00 (+1.97%) Homeowner's exemption	$3,799,511 (+3%)	$4,660,725 (+16.75%) Land $2,987,643 Building $1,673,082
2022	$33,965.00 Homeowner's exemption	$3,688,846	$3,991,953 Land $2,298,427 Building $1,693,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20