163 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 163 Harbor Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,058 sqft · built 1963
Lot Size0.185 acres (8,050 sqft)
OwnerIndividual Name on Record
Last Sale$1,862,500 (Nov 2021)
Tax Bill$18,275 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00436240-000000

Property Details

APN / Parcel Number

Primary APN00436240-000000
Alternative APNs
  • 04633800436240000000
  • 1534021

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area3,058 sqft Living Area
1st Floor Area2,382 sqft
AtticAttic
Attic Area345 sqft
Basement Area676 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal
Garage TypeCarport
Garage Area345 sqft
CarportCarport
Carport Area345 sqft

Exterior Amenities

Pool Area160 sqft
PorchOpen Porch
Porch Area1,315 sqft
Patio Area1,522 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1534021
Street Address163 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 15 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR414-383 OR798-306 OR862-1904 OR1249-1943/46 OR1249-1947 OR1249-1948/49 OR1855-565 OR2517-1110/13 OR2802-2014/15 OR2884-326/328 OR3134-2371
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block3
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8421 NW 68TH ST, MIAMI, FL 33166-2658
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
PARADISE BANK
Dec 21, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleJun 21, 2016 · Amount on Record
Deed Document Number20212346580
Deed Book / Page3134 / 2371
Prior Transfer DateDec 14, 2017
Prior Transfer Doc0028840326
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 1, 2021
Property Address163 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0031342371
Book / Page3134 / 2371
Map ReferenceMB 4 PG 97
Instrument DateOct 29, 2021
Instrument2346580
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanySECURITY AND GUARANTY TITLE, SECURITY & GUARANTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7425 SW 122ND ST, 7425, PINECREST, FL 33156-5211

Transferred To (Grantee/Buyer)

NameVerified Name
Address8421 SW 68TH ST, MIAMI, FL 33143-2435

Mortgage

Document Number31342373
DateNov 1, 2021
Instrument3134/2373
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address163 HARBOR DR, TAVERNIER, FL 33070-2352
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029020769
DateApr 20, 2018
Book Page2902/0769
Instrument2165146
Lender
NamePARADISE BANK
TypeBank
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

December 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 21, 2017
Property Address163 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0028840326
Book / Page002884 / 000326
Instrument DateDec 14, 2017
Instrument2148292
Record UpdatedJan 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7425 SW 127TH ST PINECREST FL 331565337, PINECREST, FL 33156-5337

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,007,617 (+8.99%) Land $1,195,425 Building $812,192$2,007,617 (+8.99%) Land $1,195,425 Building $812,192
2024$18,275.00 (+8.12%)
2023$16,903.00 (+10.77%)$1,842,071 (+18.2%) Land $1,058,575 Building $783,496$1,842,071 (+18.2%) Land $1,058,575 Building $783,496
2022$15,260.00$1,558,416 Land $764,750 Building $793,666$1,558,416 Land $764,750 Building $793,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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