Monroe County property record for 178 Harbor Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,952 sqft · built 1994 |
| Lot Size | 0.468 acres (20,391 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Oct 1998) |
| Tax Bill | $12,401 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00436290-000000 |
| Primary APN | 00436290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 2,952 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 20,391 sqft (0.468 acres) |
| Lot Dimensions | 135 ft deep x 130 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,386 sqft |
| Patio Area | 2,790 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1534072 |
|---|---|
| Old Parcel Number | 04633800436290000000 |
| Street Address | 178 HARBOR DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 1 & ADJ FILL TROPICAL ATLANTIC SHORES PB4-97 PLANTATION KEY OR492-52/53 OR482-956-957 CASE #76-869-CA-04 OR730-54 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 9404, TAVERNIER, FL 33070-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 1998 · Amount on Record |
| Deed Sale | Oct 23, 1998 · Amount on Record |
| Deed Document Number | 0154200939 |
| Deed Book / Page | 01542 / 00939 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369,097 (+5.99%) | $4,084,747 (+15.5%) Land $3,471,724 Building $613,023 | |
| 2024 | $12,401.00 (+0.7%) | ||
| 2023 | $12,315.00 (+1.9%) Homeowner's exemption | $1,291,761 (+3%) | $3,536,696 (+23.12%) Land $2,951,119 Building $585,577 |
| 2022 | $12,085.00 Homeowner's exemption | $1,254,137 | $2,872,449 Land $2,270,329 Building $602,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures