171 Harbor Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 171 Harbor Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,695 sqft · built 2020
Lot Size0.224 acres (9,775 sqft)
OwnerIndividual Name on Record
Last Sale$2,375,000 (Apr 2021)
Tax Bill$22,224 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00436260-000000

Property Details

APN / Parcel Number

Primary APN00436260-000000
Alternative APNs
  • 04633800436260000000
  • 1534048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area4,695 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area9,775 sqft (0.224 acres)
Lot Dimensions115 ft deep x 85 ft wide
Garage TypeMixed
CarportCarport
Carport Area1,045 sqft
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1534048
Old Parcel Number04633800436260000000
Street Address171 HARBOR DR
CityTAVERNIER
StateFL
Zip33070-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 17 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR515-1093 OR825-639 OR832-36/37 OR2787-150/51 OR3088-1819
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block3
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address171 HARBOR DR, TAVERNIER, FL 33070-2352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Apr 13, 2021Warranty Deed, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2021 · Amount on Record
Deed SaleApr 13, 2021 · Amount on Record
Prior SaleMar 18, 2016 · Amount on Record
Deed Document Number2313582
Deed Book / Page3088 / 1819
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address171 HARBOR DR, TAVERNIER, FL 33070-2352
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032061970
DateDec 30, 2022
Book Page3206/1970
Instrument2402122
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressPASADENA, TX 77505
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueOct 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 13, 2021
Property Address171 HARBOR DR, TAVERNIER, FL 33070-2352
Document Number0030881819
Book / Page3088 / 1819
Map ReferenceMB 4 PG 97
Instrument DateApr 8, 2021
Instrument2313582
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15664 NW 81ST CT, 15664, MIAMI LAKES, FL 33016-6691

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 HARBOR DR, TAVERNIER, FL 33070-2352

Mortgage

Document Number0030881821
DateApr 13, 2021
Instrument3088/1821
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,560,419 (+5.99%)$2,881,311 (+7.26%) Land $1,291,913 Building $1,589,398
2024$22,224.00 (+0.69%)
2023$22,072.00 (+1.97%) Homeowner's exemption$2,415,787 (+3%)$2,686,171 (+14.53%) Land $1,144,017 Building $1,542,154
2022$21,646.00 Homeowner's exemption$2,345,425 Land $826,476 Building $1,518,949$2,345,425 Land $826,476 Building $1,518,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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